Investors

Mortgage Fund: Asset Class & Business Model

Our Fund invests primarily in short-term loans made to borrowers who are building or renovating residential or mixed-use real estate. Investing in mortgages – being a lender to owners of real estate – offers an alternative form of real estate exposure with certain benefits:

Lower Capital Risk. Borrowers are required to bring equity into the project (typically 20 – 40%) and take the risk of first loss in the event that the property sells for less than expected. This results in less capital risk for the lender & investors compared to property ownership.

Consistent Returns. Investor returns are paid directly by the borrower, through monthly interest payments, and aren’t reliant upon property price appreciation.

Security. In the event of a default, the lender can foreclose and assume ownership of the underlying real estate.