Small Business Administration (SBA) 7(a) Loans
With strength, stability and in-depth experience, we move small business forward.
We’ve partnered with a top SBA Preferred Lender that’s focused on speed! Loan approvals are issued in days (upon receipt of a complete package), and funding occurs in weeks, NOT months.
Nationwide lending footprint, all 50 states + D.C. (no population restrictions, and larger rural
transaction from $1M to $25M+ may also be considered via our USDA program).
Personal attention is important to us. We offer fast and efficient tech-enabled SBA financing
with a human experience tailored specific to each borrower!
- $50,000 to $5,000,000 financing sizes
- Full documentation underwriting: Tax returns, PFS, credit, business debt schedule (projections, if applicable), all SBA required forms, etc. will be required
- 650+ preferred credit (lower credit may be considered on a case-by-case basis with strong compensating factors)
- All SBA eligible industries considered
- No minimum time in business (startups considered with strong collateral, experience, and personal sponsorship)
- Rates start at WSJ Prime + 1.75% (+ 2.75% is most common pricing)
- Up to a 25-year amortization
- Preferred minimum global debt-service coverage ratio (DSCR) of 1.00x to 1.15X
- Loan proceeds can be used for most eligible business purposes i.e., purchase, ,refinance, construct real estate, working capital, debt consolidation, equipment, business acquisition, startup, etc.
- High loan-to-value (LTV) financing possible with compensating factors
- When available, additional real estate collateral (primary or second residence, investment property, etc.) may be required to be pledged
- All SBA eligible business property types considered (including special-purpose property and land)
Finally, the funding you need. When everyone else says no, we say yes! Contact us to start your success plan today and you’ll never lack the funding you need to grow your business.