Equipment Financing

Setting ourselves apart through in-depth industry knowledge, customized solutions, integrated technology, and sense of urgency.

We’ve partnered with a national USDA multi-state designated lender. Our USDA lender’s status enables them to move more efficiently than other lenders.

NNationwide lending footprint with a focus on rural locations.No population minimums and most businesses located in the USDA footprint are eligible (50,000 maximum population).

Flexible underwriting guidelines for business owner-occupied and eligible investment property. Funds can be used for debt refinance, acquisition, equipment, development, and more!

  • $10,000 to $5,000,000 financing sizes
  • 60-month financing terms available
  • 670 credit minimum (down to 650 considered with compensating factors)
  • 100% financing on equipment purchases (0% down payment required). This does not apply for startups, in most cases a down payment would be required on a purchase for a startup.
  • Loans up to $150K are application only(larger financings can be considered case-by-case with an application only when compensating factors are not required)
  • Most industries are eligible (certain restrictions may apply
  • No minimum time in business on most deals, equipment financing for startups is available, but 3 months bank statements are required.
  • Startups require 700+ credit and strong compensating personal financials and industry experience. Long-haul trucking requires 700+ credit, 2 years minimum time in business, and 2+ trucks owned for at least 6 months.
  • Any NEW or USED mission critical equipment (mission critical meaning that it is essential to the operation of the business)
  • Custom payment structures available to meet the needs of the business: delayed payments, seasonal payments, step payments, semi-annual payments, etc.

Finally, the funding you need. When everyone else says no, we say yes! Contact us to start your success plan today and you’ll never lack the funding you need to grow your business.
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